Faisons de chaque moment

le bon moment pour avancer!

CASH-FLOW EASING

LEASING

Take advantage now of Cim Finance’s Leasing solution for the purchase of your vehicle

A team of professionals is at your service to advise and support you at each stage of your project.

Benefit from a flexible reimbursement, perfectly suited to your means (up to 84 months) and rapid processing of your file.

Green Lease

Cim Finance believes that it has a role to play in mitigating the impact of climate change on Mauritius and our planet. We are committed to promoting sustainable actions, which will benefit both our customers and the community.

The Cim Finance green lease financing plan is specially designed to support the purchase of environmentally friendly* vehicles and equipment.

We offer a competitive interest rate for new electric and hybrid vehicles and financing up to 100%**.

* CO2 emissions level of not more than 79g of CO2 /km

** Terms and conditions apply

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Standard lease

Tenor of the lease can be up to 7 years for new cars and 5 years for reconditioned and second hand cars.
Minimum deposit of 10% + vat.
Capital and interest shall be paid monthly.
Payments shall be done via direct debit.
The asset shall be insured with a comprehensive cover.
Lease agreement and fees shall be paid prior to release of sales deed.
If asset is a second hand one, a survey shall be carried out by a surveyor appointed by Cim Financial Services Ltd.
Financing second hand and reconditioning age of vehicle not to exceed 12 years at maturity.

Green lease

Tenor of the lease can be up to 7 years for new cars and 5 years for reconditioned and second hand cars.
Minimum deposit of 10% + vat.
Capital and interest shall be paid monthly.
Payments shall be done via direct debit.
The asset shall be insured with a comprehensive cover.
Lease agreement and fees shall be paid prior to release of sales deed.
If asset is a second hand one, a survey shall be carried out by a surveyor appointed by Cim Financial Services Ltd.
Financing second hand and reconditioning age of vehicle not to exceed 12 years at maturity.
CO2 emissions level of the asset shall not be more than 79g/km.

Second-hand Lease

Repayment over 10 years exclude EV/PHEV vehicles and vehicle age shall be less than 2 years at the time of financing.
Financing terms of up to 8 years are available only for vehicles that will not exceed 15 years of age at the end of the financing period.
Only applicable to finance leases, operating leases are excluded.
The lease facility does not allow for buyback agreements or bullet payments at maturity.
Eligible vehicles must have a minimum engine capacity of 1,000 cc.
All second-hand vehicles will be subject to an inspection conducted by an independent surveyor.
The mileage of the vehicle must not exceed 20,000 Km per year.
This offer is valid until further notice.
Cim Finance shall not be held liable for your choice of vehicle or any issues that may arise with the selected vehicle.

Flexible terms for up to 7 years for new cars and 5 years for reconditioned and second hand cars
Minimum deposit of 10%
Competitive rates
The financed asset is used as guarantee

Submit the relevant documents
Obtain a response within 48 hours following the submission of your file
If your file is approved, Cim Finance provides up to 90% of the amount before VAT.
Take delivery of the asset
Begin your monthly payments

Front-end Fees

As from 1.25% of the contract amount + VAT*
Front-end fees are non-refundable in case of cancellation of approved application. *Conditions apply

Registration Fees

As levied by the Registrar

Survey Fees (Applicable for second hand vehicles)

As from Rs. 1,600 +VAT

Administrative Fees

Individuals: Flat fee of Rs. 1,500 or 3 months of future interest which ever is the lowest
Full Settlement: Corporate: 3 months of future interest
Rescheduling: Flat fee of Rs. 1,500
Total Loss: Flat fee of Rs. 1,500
Partial Settlement: Flat fee of Rs. 1,500

Service Fees

Rs. 1,500 + VAT
Transfer of ownership (excluding any transfer fee payable to the NLTA and Registrar General) Variation in vehicle registration number: Rs. 500 + VAT