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Cim Finance MoPay

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MoPay

Shop your preferred brands from your favourite stores and spread the cost — with no extra charges or hidden fees.

checkUp to Rs 50,000. Eligible Limits (subject to approval)
check5 equal instalments. Predictable, manageable repayments
check0% interest. No extra charges, ever

MoPay Plus

More flexibility for bigger plans — spread the cost over longer, with higher limits and full transparency before you confirm.

checkUp to Rs 150,000. Higher eligible limits (subject to approval)
check12 monthly instalments. Spread bigger purchases over more time
check12.25% interest rate per year. (subject to interest calculation guidelines)

Benefits of shopping with MoPay

Favorite Brands
Favorite Brands
No Hidden Fees
No Hidden Fees
Quick Onboarding
Quick Onboarding
Immediate Power
Immediate Power
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100% Dizital
MoPay Logo Animation
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1st dan
Moris

anrezistre twa zordi!

MoPay Partners

ClothingBeauty/SpaShoesJewelleryToysAutomativeAccessoriesSports EquipmentElectronics RepairsDental ServicesHome decoGamingOptics
Active Sport
Adidas
Aldo Shoes
Aldo Accessories
Allsport
Amryz
Bella Donna
Alla Moda
Call It Spring
City Sport
Coco Rush
Courir
FE
G & B Dental
Gemo
Go Sport
HOZ
Jetha Tulsidas
Kiabi
Lemon Yellow
Levis
Modafone
Neho
Next
Orsay
Pimkie
Shoes Expert
Shoe Wonder
Skechers
Vispoo Boutique
Vispoo
Patel Optics
Michelin
Feroz
Tiremaster
Daisy Doo
Aussie Plus
Meem
JMR Clinique Dentaire
Green Cross
La Foire Fouille
Home Mart
Phonomania
Galaxy
Adamas
Asha Jewellery
SBS Travel
Airwater
Shop Easy
New World Tattoo
Active Sport
Adidas
Aldo Shoes
Aldo Accessories
Allsport
Amryz
Bella Donna
Alla Moda
Call It Spring
City Sport
Coco Rush
Courir
FE
G & B Dental
Gemo
Go Sport
HOZ
Jetha Tulsidas
Kiabi
Lemon Yellow
Levis
Modafone
Neho
Next
Orsay
Pimkie
Shoes Expert
Shoe Wonder
Skechers
Vispoo Boutique
Vispoo
Patel Optics
Michelin
Feroz
Tiremaster
Daisy Doo
Aussie Plus
Meem
JMR Clinique Dentaire
Green Cross
La Foire Fouille
Home Mart
Phonomania
Galaxy
Adamas
Asha Jewellery
SBS Travel
Airwater
Shop Easy
New World Tattoo

MoPay Plus Partners

ElectronicsTravel & AccommodationJewellery & LuxuryHealth & Wellness
Galaxy
SBS
Home Mart
Airwater
Adamas
Adamas Asha
Chwit
Green Cross
Galaxy
SBS
Home Mart
Airwater
Adamas
Adamas Asha
Chwit
Green Cross

how it
works?

4 easy steps to financial freedom
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Step 1

Easy sign-up

Download MoFinans app and join the MoPay family in minutes.

tick

Step 2

Fast approval

Apply in a few taps; know your spending limit right away.

tick

Step 3

Shopping

Use MoPay/MoPay Plus at our partner stores and e-commerce websites for a smooth, worry-free shopping experience.

tick

Step 4

Swift & secure checkout

Use the QR code generated at the merchant to finalise your checkout.

How to use MoPay/MoPay Plus on MoFinans App

Have you ever thought that an app could provide real support? Offering flexibility and giving you a snapshot of your financial situation? MoFinans brings to you the best of credit management, where you can get an overview of your credit agreements and facilities, wherever you are.

How to use MoFinans App Thumbnail
Keep it Safe and Swift

Keep it Safe and Swift
with Enhanced Security

Your safety is our top priority. MoPay and MoPay Plus use innovative technology to secure every transaction, ensuring your peace of mind.

explore more with
MoFinans app

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MoFinans app showcase

Frequently Asked Questions

MoPay

Your purchase limit is determined based on your credit worthiness. Limits can range from Rs 1,000 up to Rs 50,000 for MoPay and up to Rs 150,000 for MoPay Plus.
No, there are no signup fees or hidden charges when you register for MoPay.
Approval is almost instantaneous, subject to quick automated scoring checks.
Yes! As you make repayments, your available balance increases accordingly.
Yes, you can pay off your remaining balance early at any point with no penalties.
Simply scan the merchant QR code at the counter using the MoFinans app, select MoPay, and confirm your purchase.
MoPay is accepted at hundreds of partner merchant outlets across Mauritius. You can browse the active list inside the MoFinans application.
Yes, as long as the total checkout amount is within your approved MoPay limit.
Repayments can be made easily via direct debit, internet banking, bank transfer, or at any Cim Finance branch.
You will receive monthly reminders via email, SMS, and inside the MoFinans app.
Your first payment is typically due on the next scheduled payment cycle after purchase.
Late payment interest or administrative fees may apply. Please pay on time to avoid impact on your credit history.
Contact our customer care support to request closure of your MoPay credit line.
Disputes regarding physical goods must be raised directly with the merchant. Cim Finance handles the payment agreement.
Any refunds agreed by the merchant will be credited back to your MoPay account balance.
Call our customer service hotline or visit any of our Cim Finance branches.
Yes! MoPay uses secure authentication and is fully regulated.

MoPay Plus

MoPay Plus is an extension of MoPay offering higher credit limits up to Rs 150,000 and longer repayment terms up to 12 months at an interest rate of 12.25% per year.
On the MoFinans App under 'Quick Links' in the 'MoPay Partners' section and on our website.
Existing and new Cim Finance customers meeting credit assessment criteria.
Up to Rs 150,000 (subject to credit approval).
National Identity Card, Proof of Address, and recent payslip/bank statements.
Directly at authorized merchant outlets by scanning the merchant QR code.
Standard interest rate of 12.25% per year applies. No application or hidden fees.
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